
State Farm® Insurance Agent Ann Werning
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What our customers say about us...
Kaldon Alhaghri
September 2, 2025
"best state farm agency ever"
Mike
September 2, 2025
"Great Place to get great service"
Druze Press
September 2, 2025
"I can’t say enough great things about my experience with this state farm agency and their entire team. From start to finish, their service has been nothing short of exceptional across every aspect of what they do. Their customer service is truly top-notch. Every time I call or stop by, I’m greeted with friendly, knowledgeable staff who are eager to help"
Mike Hagari
September 2, 2025
"Great agency I like state farm because this agency"
Robin Friend
August 29, 2025
"One star only because it makes you. The worst insurance agency I have ever dealt with. From the beginning they had a hard time returning phone calls or emails. I cancelled auto and home on the same day and because the Agent I spoke to forgot to document it I was never properly reimbursed. Still not returning calls or emails. I'm glad I have documentation and phone records so lets see if the State Farm main office steps up to resolve issue. Never wrote a review but just trying to save the next person who is looking for a new agent in the St. Cloud area."
Randall Martin
July 11, 2025
"I have been a State Farm customer for over 50 years and have never experienced such poor service from an agent as I have with Ann Werning! All of my past agents took time to meet with us and review our insurance needs. We knew them personally while they served us. We had to move here and Ann was our new agent. In over 5 years living here I have never spoken to her. I believe it is just a name on a sign. I have pulled the plug and moved to another company. I called in after I received my refund check for my last payment, which had no documentation, and asked for a document showing how they calculated my refund, and I’m still waiting! That was over four weeks ago! Not a good experience at all!"
Alicia Young
April 22, 2025
"fast and amazing customer service! thank you !"
Jake Webb
June 5, 2024
"We just bought a home in April. I had concerns that the insurance companies wouldn't insure us or that they would drop us due to the age of the roof (16 years old). I was told on multiple occasions that State Farm would insure the home despite the age of the roof. I had a wind mitigation and 4-point inspection done. The 4-point stated that the roof still has 9-10 years of life left. If the roof was going to be an issue, I was going to negotiate and have the seller pay towards a roof replacement. State Farm reiterated that the roof wasn't going to be an issue and therefore I didn't negotiate for the seller to put money towards a new one. A month and a half into home ownership, I get a cancellation notice from State Farm. The roof is considered "obsolete" and therefore will be cancelling my policy. Now, I don't have any options to get the seller to pay for a new roof and I'm stuck having to replace the entirety out of my own pocket. I'm unable to go to Citizens (home is valued above 700k) or another provider because its hurricane season and underwriters don't want to touch a house with a 15-16 year old roof despite the inspection stating it has 9-10 years of life left. I am beyond frustrated with State Farm. They lied to me. They have cost me 25-30k towards a new roof. If they were upfront about not insuring me, I probably would have not bought the home I bought unless the seller was wiling to put money towards the roof. Why would they approve me for insurance only to cancel me within 60 days? It doesn't make sense. The big kicker, the home has been insured by State Farm since 2021. I pretty much took ownership of the existing policy. You can't tell me that they don't do annual or quarterly reviews on policies. If they were going to cancel, it should have been done within the past couple of years. I would stay far away from this company. I don't trust them. If you have a home with a roof over 15 years, good luck on finding insurance. I wouldn't buy a house with an older roof in FL with the way these Insurance companies are forcing replacements or not providing coverage at all."
April Britton Whittemore
January 16, 2024
"The reason why 3 of our family members had our Insurance with StateFarm was because of Franklin. He is wonderful, Kind and Professional on every level. He helped me through a difficult time when I had a Accident. He walked me through the entire process and I was very happy with the Customer Service at all levels because of Franklin. Thank you so much April Britton Whittemore 🌷"
April Whittemore
January 2, 2024
"Franklin has been the most Professional and Kind Agent I've had the pleasure to deal with. I was involved in a bad car accident, he was there through all of it, so kind thank you so much."
Tiffany D
December 23, 2023
"So hard to get someone on the phone at this location. When the policy changes for various reasons, you can't get answers as to why the rate is increased. Why do I pay more monthly with a new car as well as "policy changes" that add more fees to the increased rate? Call the toll-free number, much better service. State Farm itself is decent when dealing with accidents. That's my extra star."
Carmen Mendoza
September 7, 2023
"They're very helpful."
"Thank you for the GREAT review Carmen. "
Jeremy Word
August 12, 2023
"Getting someone on the phone is still a problem"
Chuck Brock
June 13, 2023
"Great Agent with a great team. Highly recommend."
Vick Arnold
May 31, 2023
"So helpful and would definitely go there again 🙂"
Jaime Powell
February 15, 2023
"Ann always handles my insurance needs right away"
Rafael vazquez
January 9, 2023
"Am happy to have them"
Cruisin Organics
December 11, 2022
"Comparable pricing, very professional staff."
Craig M. Hicks
November 2, 2022
"Worst customer service from State Farm Agent! I've been with State Farm since June of 2010 and have had four agents due to relocations. I relocated to Florida and had to establish with an agent in Florida. I picked Ann Werning in 2021. During the almost 2 years with Ann's office, phone calls and emails were rarely returned, auto payment was not properly set up, and as of 11/1/2022, I was hung up on by Brianna. I have tried to reach someone with experience pertaining to an issue and I kept receiving the run around from Brianna every time I called since 10/22/22. As of 11/1/22, I have changed agents."
taufic el hajari
November 1, 2022
"Great service, I experienced a high level of professionalism, ethics, and cordiality. They guided me very well through the process, they answer every question I had, and I’m recommending this office to everyone to do their insurance in Florida"
Jay Gutierrez
September 21, 2022
"We have been with State Farm for most of our adult life and recently reviewed our auto insurance with Briana. She was very professional and helpful in reviewing and clarifying every detail. We highly recommend State Farm. They’re very pleasant to work with. They continue to get 5 stars from us."
Sarah Ruiz
July 28, 2022
"I just wanted to take a moment and recognize Chrissy Gonzalez from your office. Chrissy went above and beyond when answering my questions about my bill this morning. She was patient and took her time to check both systems in order to locate a payment that I made on my policy. I was very grateful that she was so patient with my questions and answered every one with tact and professionalism. Thank you Chrissy!"
Carlos Cabrera
April 8, 2022
"Ever since I switch to state farm I saved so much money on my insurance thank you so much Briana she helped me out and gave me excellent customer service better than progressive."
Briana
April 8, 2022
"Literally the best agency I’ve ever been covered under. Great customer service. **Great agent** they make sure they helped me in every way to get a good premium, they follow up with me and also wish me a happy birthday!! Thank you for everything you have done !"
julie murano
April 6, 2022
"Worst state farm ever. Continues to call to get my business even though they already have my policy then they cancel my policy without even notifying me because of an accident that my father-in-law who doesn't even live with me was in and wasn't even in my vehicle. Absolutely pathetic. Worst State farm ever very unorganized this place should be shut down."