Business Insurance in and around Saint Cloud
One of Saint Cloud’s top choices for small business insurance.
Cover all the bases for your small business

This Coverage Is Worth It.
It's a lot of responsibility to start and run a business, but you don't have to figure it out all alone. As someone who also runs a business, State Farm agent Ann Werning understands the work that it takes and would love to help lift some of the burden. This is protection you'll definitely want to look into.
One of Saint Cloud’s top choices for small business insurance.
Cover all the bases for your small business

Protect Your Future With State Farm
That's because a small business policy from State Farm covers a wide range of concerns. Your coverage can include a business owners policy that provides for loss of income (for up to 12 months) in the event your business is temporarily closed. It not only protects your pay, but also helps with regular payroll expenses. You can also include liability, which is vital coverage protecting your company in the event of a claim or judgment against you by a visitor.
It's time to get in touch with State Farm agent Ann Werning. You'll quickly distinguish why State Farm is one of the leaders in small business insurance.
Simple Insights®
Writing a rental agreement or lease
Writing a rental agreement or lease
When creating a lease there are some typical and optional items to include. Find out more in this article.
Farm scheduling versus blanket coverage
Farm scheduling versus blanket coverage
When deciding between blanket coverage or scheduling, we have some tips that could help with the decision.

Ann Werning
State Farm® Insurance AgentSimple Insights®
Writing a rental agreement or lease
Writing a rental agreement or lease
When creating a lease there are some typical and optional items to include. Find out more in this article.
Farm scheduling versus blanket coverage
Farm scheduling versus blanket coverage
When deciding between blanket coverage or scheduling, we have some tips that could help with the decision.