Business Insurance in and around Saint Cloud
Get your Saint Cloud business covered, right here!
Cover all the bases for your small business

Help Protect Your Business With State Farm.
Though you work so hard to ensure otherwise, it is good to recognize that some things are simply out of your control. Catastrophes happen, like a staff member gets hurt on your property.
Get your Saint Cloud business covered, right here!
Cover all the bases for your small business

Customizable Coverage For Your Business
With options like errors and omissions liability, extra liability, worker's compensation for your employees, and more, having quality insurance can help you and your small business be prepared. State Farm agent Ann Werning is here to help you personalize your policy and can assist you in submitting a claim when the unexpected does occur.
Don’t let concerns about your business keep you up at night! Get in touch with State Farm agent Ann Werning today, and find out how you can meet your needs with State Farm small business insurance.
Simple Insights®
Fire safety for businesses
Fire safety for businesses
Learn workplace fire safety and prevention tips to help protect your employees and business.
Tips for tenant screening
Tips for tenant screening
Screening tenants is your key to success. Find out how to check tenant credit reports and perform a background check.

Ann Werning
State Farm® Insurance AgentSimple Insights®
Fire safety for businesses
Fire safety for businesses
Learn workplace fire safety and prevention tips to help protect your employees and business.
Tips for tenant screening
Tips for tenant screening
Screening tenants is your key to success. Find out how to check tenant credit reports and perform a background check.