Insurance in and around Saint Cloud
Bundle policies and save serious dollars
Protect what matters most

Would you like to create a personalized quote?
Let Us Help You Create A Personal Price Plan®
Everyone loves saving money. Develop a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a solution that’s right for you. Contact Ann Werning for a Personalized Price Plan.
Bundle policies and save serious dollars
Protect what matters most

Protect Your Family, Autos, Home, And Future
State Farm may be able to help with outstanding coverage options, great claims service, and competitive prices for when the unexpected happens.
Simple Insights®
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.
Buying a car, SUV or truck?
Buying a car, SUV or truck?
Use our tool to compare your vehicle to others and see how your car safety ratings, and other factors, affect your insurance premiums.

Ann Werning
State Farm® Insurance AgentSimple Insights®
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.
Buying a car, SUV or truck?
Buying a car, SUV or truck?
Use our tool to compare your vehicle to others and see how your car safety ratings, and other factors, affect your insurance premiums.